North Haven Gardens Reviews

Lower Interest Rates: NHG often allows borrowers to secure lower interest rates compared to regular mortgages, reducing monthly expenses.

Increased Borrowing Capacity: With NHG, lenders perceive borrowers as lower risk, which can result in higher borrowing amounts or the ability to purchase more expensive properties.

Financial Security: NHG provides a safety net in case of unexpected life events like job loss, disability, or relationship breakdown, helping to cover residual debt.

Debt Reduction: If you sell your home at a loss, NHG can help reduce or cancel the remaining debt under specific conditions.

Tax Deductible Fee: The one-time fee for NHG is tax deductible, which can help offset the upfront cost.

Wide Range of Products: The website showcases a vast selection of plants, including indoor plants, native plants, and plants for pollinator gardens. It also offers seasonally appropriate seeds and transplants for vegetable and edible gardening.

Educational Resources: The website provides a wealth of information and resources for gardeners of all levels. It features a blog with gardening tips and news, and plant experts are available to help customers with their gardening needs.

Online Shopping: Customers can browse and purchase a wide range of products from the comfort of their own homes. The online store includes plants, gardening kits, and high-end gifts such as pottery and gardening-related gifts.

Landscape Concierge Service: While NHG does not offer landscape design services, they do provide a landscape concierge service. This service can help customers find the right professionals for their landscaping needs.

Store Information: The website provides information about the physical store, including its location, hours of operation, and contact information. This makes it easy for customers to plan their visit to the store.

One-time Fee: There is a one-time fee of 0.6% of the total mortgage amount, which can be substantial but is often recouped within three years.

Eligibility Criteria: NHG is only available for primary residences and has specific property value limits, which are adjusted annually.

Registration with BKR: Using NHG may result in registration with the Bureau Krediet Registratie (BKR), which can affect future loan applications.

Property Value Limits: The maximum property value for NHG is capped, and this limit varies annually.